A comprehensive plan for both personal and business finances.
As a business owner, there are many complexities to your financial overview. That’s why you need a financial advisor for both your personal finance and business. Our wealth management helps you maximize wealth through tax, insurance, asset, and retirement strategies.
Paying taxes is inevitable. However, paying too much in taxes can be avoided. We implement proven strategies to offer the most efficient corporate tax planning to reduce tax liability for your business.
Are you prepared to navigate future financial scenarios? Whether that’s death or disability, you need to be ready to take actions that align with your financial plan and goals. This is exactly what our advisors do at Blue Rock Financial Group. With researched-backed strategies, we specialize in maximizing return for each investor’s given level of risk for an efficient portfolio.
Not only do we offer corporate retirement plans for employees, but we also assist business owners in retirement planning. Blue Rock will build a road map that helps you achieve your financial goals at your desired timeline.
Regardless of when you plan to exit your business, you need an exit strategy. After all, you’ve spent countless hours growing your business, don’t let unforeseen circumstances cause future issues. We devise business succession plans that account for all aspects of exiting your business, including what happens afterward.
By integrating your business and personal financial planning, Blue Rock Financial Group can help you simplify the process, providing tax and retirement planning opportunities.
We center our financial advice around you, and your unique goals and objectives. Our financial planning process offers guidance on six main disciplines: Cash Flow Management, Risk Management, Investment Planning, Tax Planning, Retirement Planning and Estate Planning. As we review these six areas, we integrate valuable advice on how these disciplines interact with one another. For example, if you make a decision regarding your investments, how does that impact your tax situation? Unintended consequences such as overpaying on your tax return may occur without the appropriate financial planning guidance.
Here at Blue Rock Financial Group, we work for you. Our advisors have been focused on financial planning as our core competency since before the financial crisis of 2008. We have expansive experience in helping clients achieve their goals in all areas of financial planning and in all different types of market conditions. What you will find is that some firms will solely focus on managing your investments and discount the need for financial planning. Your timelines, desires and expectations should be what dictate the outcomes of your plan. We will take the time to explain the relevant details that go into all financial planning recommendations for easy interpretation of what your investments are doing. Starting with our first meeting and continuing throughout our relationship, you will find comfort in knowing what to expect and the peace of mind that comes with a comprehensive financial planning relationship. Eventually, that comfort and peace of mind will become confidence in your financial plan, allowing your stresses about money to be minimal.
As professionals in the field of planning, we place our clients on the path to achieve their financial goals. This is our only job. Some clients have done a great job in preparing for their financial future prior to meeting us and are well educated on investments. Typically, where we add the most value is in tying the investments, tax planning and retirement income planning together. Investment planning is different than financial planning. We also enjoy working with people who have an understanding of financial topics because we tend to spend more time talking about strategies. Typically, someone seeks out a partner like us when they realize that the road ahead is different or more complex or change is on the horizon. We are fully equipped to help you prepare for that transition. In many cases we are able to shed light on strategies that some may not even know exist. We help you keep more money in your pocket than you otherwise would.
Our clients predominantly live in, work in or love Delaware (We do too!). However, there are Blue Rock Financial Group clients all over the country. Our two physical offices are located on the Wilmington Riverfront and in Rehoboth Beach. These locations are where we will meet face to face with clients, but we are equipped to meet via video chat or conference call from your cell phone.
Each client has a tailored and specific investment strategy. In order to formulate this strategy, we take into consideration your age, risk tolerance, investment goals, time horizon, investment experience and amount of total assets that you have. With your input, we will generate a risk score which we will use as a guide for your investment profile. We use both quantitative and qualitative inputs from you, which we gather in our meetings to determine how we will invest your money. After establishing your diversified portfolio, we continuously update your investments, taking into consideration all evolving life factors and changing market conditions.
In 2018 Todd was appointed by the Governor of the State of Delaware to the Investment Committee under the Plans Management Board. In this role, Todd offers advice surrounding the management of the investments in the State of Delaware’s 457, 403(b) and 529 Plans. This is an opportunity for Todd to sit on the opposite side of the table and gain uniquely valuable experience for his 401k clients.
Here at Blue Rock, Kelly oversees all compliance activities of the firm as the Chief Compliance Officer, ensuring compliance with regulatory requirements, laws, policies, and procedures. As Director of Operations, Kelly manages the day-to-day activities of the company and leads coordination and integration efforts among operations and client service teams.
Kelly is also the primary contact for our 401k clients. She assists in developing and maintaining retirement plans for employers to meet the needs of their company. Kelly also meets with 401k participants to conduct enrollment and education meetings on an ongoing basis.
In her free time, Kelly enjoys spending time with her boyfriend, friends, and family, especially her nieces!
Prior to joining Blue Rock Financial Group, Carter had summer internships at Bell Rock Capital in Rehoboth Beach, DE and Creative Financial Group in Newtown Square, PA. At Bell Rock Capital he researched and tested various financial planning software’s to expand the company’s service offering into holistic financial planning. He also created financial planning marketing material and provided initial evaluation of financial picture for high net worth individuals. At Creative Financial Group he created a client’s needs analysis, niche marketing strategies and served as a financial planning assistant to set appointments and provide data entry in company’s customer relationship management system.
Nick’s robust understanding of advanced investment analysis, and significant real-world portfolio management expertise, provide a solid foundation from which to help Blue Rock’s clients realize their long-term financial goals.
When she is not in the office, Dawn enjoys spending time with her husband, two sons, a German shepherd, Koda and a beagle, Molly, as well as other family members and friends. She looks forward to her annual shopping getaways with her mom, sister, mother-in-law, sister-in-laws and nieces. She likes “getting lost” in genealogy by currently managing five family branches; some dating back to the 1600s. She looks forward to traveling more in the future, particularly to places of her ancestors.
In pursuit of practical experience, Tabitha embarked on a rewarding internship at Bank Independent during her senior year. This hands-on opportunity allowed her to apply her academic knowledge to real-world scenarios, honing her skills and gaining valuable insights into the dynamics of the financial industry. Tabitha's time at Bank Independent further solidified her understanding of marketing strategies within a corporate setting.
Client-focused. Full-service. Face-to-face. Today, and year after year.
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